Trusted home loan guidance, from start to finish.
Honest advice and personal support, tailored to your situation.
First Home Buyer
Your first step into home ownership
- See how it works
Refinance
Improve your loan or access equity
- See refinancing options
Investor Loans
Finance aligned with your investment strategy
- Explore investor loans
New permanent residents
Home loan advice for your new life in Australia
- Explore home loan options for new residents
Self-employed
Lending solutions for complex income
- See how self-employed loans work
Renovations
Finance your home improvements with confidence
- Explore renovation loan options
Migrants & newcomers
Clear guidance for buying property in Australia
- See how buying works as a migrant
New arrivals
Support navigating the Australian home loan system
- Learn about buying as a new arrival
Other loan types
We also help with
We work with Australia’s leading banks and specialist lenders.















Big decisions. Real guidance. Real outcomes.
What clients say after going through the process with Extra Mile.
Posted on Carlos Andres Alzate LoperaTrustindex verifies that the original source of the review is Google. Working with Extra Mile has been an exceptional experience for us from start to finish. Their warm, friendly approach instantly makes you feel supported and understood, which is something truly rare in the financial industry. Juan Pablo and all the team always take the time to explain every detail clearly, answer all your questions with patience, and genuinely care about helping you make the best decisions for your situation. Their professionalism, transparency, and dedication made the entire process smooth and stress-free. If you’re looking for someone reliable, knowledgeable, and genuinely kind, I couldn’t recommend them enough. An outstanding service that goes above and beyond.Posted on Mauricio CarrizosaTrustindex verifies that the original source of the review is Google. A couple of months ago, I had the pleasure of engaging the services of Extra Mile Financial Services. They genuinely worked in my best interest throughout the entire mortgage process for my first home. Initially, they helped me secure a great home loan, even though I was expected to miss out on one of the government first home buyer benefits. Later, when the government eased the restrictions, we thought I still wouldn’t qualify, but thanks to Juan Pablo going the extra mile, I was able to access all the benefits. The most admiring part is that there where tight deadlines as we requested a settlement date extension and interests were going to be applied, but thanks to Juan Pablo and his team's persistance the whole process was successfully achieved in a matter of days, not even weeks, no extra interest was charged! On top of that, I secured a better interest rate and lower fees than my original option. Juan Pablo and his team were always communicative, ahead of schedule, and incredibly proactive. They also recommended an excellent conveyancer, making the whole experience smooth and stress-free. Truly professional, attentive, and dedicated. They really do go the extra mile! Highly recommended.Posted on Thiago LessaTrustindex verifies that the original source of the review is Google. I recently had the pleasure of working with Juan Pablo and Jose to buy my first home, and I couldn't be happier with the experience! From start to finish, they were super professional, responsive, and supportive. They always took my calls, answered my questions, and kept me updated every step of the way. I'm so grateful for their help in securing me my new home. Highly recommend Extra Mile and his team. 5 stars isn't enough, but it's all I've got 😊Posted on maria naranjoTrustindex verifies that the original source of the review is Google. Extra Mile goes above and beyond to provide the best services possible. They are responsive and always with a great attitude and endless kindness. Their encouragement and professionalism was second to none and they always had the right answers to our endless questions. This is the second time we engage their services and will continue to do so if needed in the future. Such a great, dedicated, committed and generous team. Love your work guys. Thanks for everything you've done for us! Pablo and Maria :)Posted on José RosTrustindex verifies that the original source of the review is Google. Juan Pablo and Sebastian were incredibly helpful and provided excellent End to End customer service. They were able to unlock equity that I had been advised previously it would be possible. Highly recommended!Posted on Cristian CastañoTrustindex verifies that the original source of the review is Google. Excellent service throughout the entire process! The team was professional, supportive, and made everything smooth and stress-free. I’m very happy with the loan and highly recommend them.Posted on Jorge RangelTrustindex verifies that the original source of the review is Google. Juan Pablo and Jose were absolutely terrific! Not only did they provide us with outstanding financial advice, but they also guided us through every step of the lending process—even throughout the purchase of our new home. We highly recommend them to anyone looking for expert, reliable service.Posted on Michelle victoraTrustindex verifies that the original source of the review is Google. Helpful every step of the way and committed to finding the best solutions for their clients.Posted on Marlo Misael Reyes MuñozTrustindex verifies that the original source of the review is Google. Juan Pablo and his team were fantastic in helping us set up our long-term goals and property investment plan. He listened to our needs and tailored a strategy that put us in the best position to secure great mortgages. Highly recommend!Posted on Dane EvansTrustindex verifies that the original source of the review is Google. We could not have been happier with Pablo and the Team at Extra Mile Financial Services. Feeling a bit anxious about our potential first home loan, Pablo completely put our mind at ease and was a wonder when it came to finding the best solution for us in the face of many challenges. On a personal note, Pablo filled us with nothing but confidence that he was working in our best interests, and searching for what was best for us and our family. Not only a great Mortgage Broker, but a great bloke as well! Thank you so much Extra Mile Financial Services.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Your first home is a big moment.
We treat it that way.
Buying your first home can feel overwhelming — from understanding your borrowing power to navigating grants and loan options.
We guide you step by step, with clear advice and support that goes beyond the application.
Contact us
Our Adelaide office
We’re based in Adelaide and support clients across South Australia and Australia-wide.
Meet your broker
With over 15 years of experience in financial services, Juan Pablo Aguiar leads Extra Mile Financial Services with a simple belief: good advice should feel clear, personal, and grounded in trust.
Recognised among Australia’s Top 250 Mortgage Brokers, Juan Pablo works closely with clients across the country, helping them navigate home loans, business finance, and investment decisions with confidence.
Fully bilingual in English and Spanish, he specialises in supporting first-home buyers, migrants, and families who value clarity, honest guidance, and long-term thinking.
Credit Representative (409341) of BLSSA Pty Ltd (ACN 117 651 760), Australian Credit Licence 391237.
Meet your broker
Steve is a Mortgage Broker at Extra Mile Financial Services, known for his clear, practical approach and his ability to guide clients through complex lending decisions.
He takes the time to understand each client’s situation and long-term goals, providing tailored support across home loans, refinancing, and more complex approval pathways.
From first conversation through to settlement, Steve ensures clients feel informed, supported, and confident at every step.